For PEOs & brokers
A value-add your clients feel. A line your buyer can underwrite.
Client value, example EBITDA math, and the questions to ask before you put your name on it.
Illustrative photo · not a real employee
Required federal noticeFixed indemnity insurance
IMPORTANT: This is a fixed indemnity policy, NOT health insurance
This fixed indemnity policy may pay you a limited dollar amount if you're sick or hospitalized. You're still responsible for paying the cost of your care.
- The payment you get isn't based on the size of your medical bill.
- There might be a limit on how much this policy will pay each year.
- This policy isn't a substitute for comprehensive health insurance.
- Since this policy isn't health insurance, it doesn't have to include most Federal consumer protections that apply to health insurance.
Looking for comprehensive health insurance?
- Visit HealthCare.gov or call 1-800-318-2596 (TTY: 1-855-889-4325) to find health coverage options.
- To find out if you can get health insurance through your job, or a family member's job, contact the employer.
Questions about this policy?
- For questions or complaints about this policy, contact your State Department of Insurance. Find their number on the National Association of Insurance Commissioners' website (naic.org) under "Insurance Departments."
- If you have this policy through your job, or a family member's job, contact the employer.
The PEO moment
Your clients feel it on payday. Your buyer sees it in EBITDA.
502 PEOs serve about 5.4 million worksite employees at 233,000 businesses.[103] Most pitch the same medical plans. A benefit that can raise frontline take-home pay[37] and lower client payroll tax[40] is a different conversation.
Your share of program economics depends on your contracts and licensing; commissions require a licensed producer. Broker compensation is disclosed once Elysian's schedule is confirmed.[34]
| Enrolled worksite employees | 2,000 |
| Retained per enrolled employee / yr (assumption) | $300 |
| Added annual EBITDA | $600,000 |
| At an illustrative 6× multiple | ≈ $3.6M enterprise value |
6× is the figure used in an Elysian PEO analysis; real multiples vary with size, growth, retention and quality of earnings. Only if buyers treat it as recurring and the plan holds up.[105, 58]
Where it fits
- Clients with 100+ hourly / frontline W-2 employees earning about $240+/week[43]
- Clients who keep their ACA major medical plan[28, 53]
- California payroll (possible workers' comp effect)[42]